Great Inside you need to write your post about it. I agree cryptocurrencies that operate under the hood and look like instruments people are the most familiar with will gain the most traction. For instance, Project Libra, which looks like a souped up PayPal, and a JPM or Goldman Sachs Coin.

What about all the people in the world who have smartphones but do not know what a check or a checking account is. For instance, all the people in Africa whose only familiarity with checking accounts is American movies or TV shows. JPM Coin could serve a stealthy purpose there of getting those people to use checking accounts because it looks like something they are familiar with — a digital coin.